Your local First Class Accounts bookkeeping expert.

We lift the burden of bookkeeping with expert advice at every turn so you never feel alone.

We have the latest training in Australia’s MYOB and Xero software so you receive the most accurate bookkeeping.

Focus on running your business and we’ll focus on running your books.

We make dealing with us easy so you can worry less and focus on your business.

Summer To – Terrigal
At First Class Accounts Terrigal, where expert bookkeeping meets first class service.
Led by Summer To, First Class Accounts Terrigal brings extensive expertise in commercial accounting, project management, and industry support. With a background across health and hospitality sectors, we understand the diverse needs of businesses in various industries.
We offer a comprehensive range of services, from streamlining finance processes to in-depth business analytics, and from outsourced finance functions to serving as a project manager.
At First Class Accounts Terrigal, we prioritise building strong client relationships, delivering professional and friendly services.
Our mission is simple: to empower our clients to work smarter, grow faster, and thrive. Serving the wider community, we extend our professional and tailored services to SMEs.
First Class Accounts Terrigal is here to lighten your workload. Let us handle your books, while you focus on what you love.
Specialist in Bookkeeping services
Weekly, monthly, quarterly and annual accounts
Reporting the earnings of a business by stating all relevant income and all expenses that have been incurred to generate that income.
Payroll Services inc PAYG Withholdings, and STP setup
Ensure your staff are paid the correct rates and paid according to the correct hours worked.
Management reporting, consolidations and analysis
Key information about the financial state of your business in language you can understand.
Set up and maintenance of accounting systems
Including Inventory & Payroll and keeping all reconciliations up to date.
Software Training
Training and support in all Accounting Software products (MYOB, Reckon, Intuit and Xero) and associated app/addon training.
Bank Reconciliation
Key information about the financial state of your business in language you can understand.
Cost analysis and controls
Generating profit and loss reports as well as balance sheet to be informed at all times.
Data input manual or automated processes
Making sure all information is entered and bank reconciliations are up to date.
Debt Management
Making sure receivable accounts are monitored and collected on time.
Cash Flow Management
Monitoring income and expenditure to establish your immediate cash flow.
Budgets
Setting up budgets to help you run your business.
Skills
- Successfully completed the First Class Accounts Accredited Training Program
- Fully trained in accounting software
- Fully registered and authorized to trade as a First Class Accounts professional bookkeeper
- Member of Australian Bookkeepers Association (ABA), CPA Full member
- Bachelor of Commerce – Accounting




Trusted by Businesses across Australia
Serving clients in Terrigal, Central Coast and beyond
- 2260 Terrigal
- 2257 Umina Beach
- 2256 Woy Woy
- 2251 Kincumber
- 2260 Wamberal
- 2257 Ettalong Beach
- 2251 Green Point
- 2251 Avoca Beach
- 2251 Saratoga
- 2251 Copacabana
Contact us for a free initial consultation
Book an appointment using our online system.